Trusted payment protection

The safe way to pay for digital work.

Holdy holds the payment until the work is delivered. Built for freelancers, creators, and their clients.

Open Account How it works

Active transaction

Brand identity package

Julia Visser

€2,400

Paid In delivery Confirmed

4.9

Trust score

✓

Payment secured

Held by Stripe

€4,800

Released today

Everything you need for safe digital deals

Whether you're buying a logo or selling a website — every transaction is protected from start to finish.

Buyer protection

Your money stays safe
until the work is done

Payment is processed by Stripe and only released when you confirm delivery. Not happy? Open a dispute.

🔒

Funds held

€12.4k

✅

Released

€8.2k

Instant payouts

Get paid the second the buyer confirms

No more invoices. No waiting.

Payout released Instant

Amount €2,400

Proof required

Every delivery is verified

📄 Files

🌐 Live URLs

📷 Screenshots

🔑 Access

Dispute resolution

Fair, fast resolution when things go wrong

Both sides submit evidence. Our team decides within 48 hours.

Dispute opened

Evidence reviewed

Decision made

Three steps to a safe deal

Whether you're hiring a designer or delivering code — every deal is covered from start to finish.

Create a deal

Describe the work, set a price, and share your unique payment link with the buyer.

Buyer pays securely

Payment is processed by Stripe and held safely until the work is delivered and verified.

Deliver & get paid

Upload proof of delivery. Once the buyer confirms, the money hits your account instantly.

One fee. No surprises.

No subscriptions. No hidden costs. You only pay when a deal goes through.

7% per deal

Paid by the buyer as a protection fee on top of the agreed price.

Sellers always receive the full amount.

No monthly fees
Free accounts for everyone
Buyer protection included
Delivery proof verification
Dispute resolution included
Instant Stripe payouts

Create your free account

Questions? Answers.

Your payment is processed and held by Stripe, a globally regulated payment provider. Funds are only released once you confirm the work has been delivered. If something goes wrong, open a dispute and our team reviews evidence from both sides.

Open a dispute. Without proof of delivery, you receive a full refund. Our team typically resolves disputes within 48 hours.

Depends on the service: delivered files, a live URL, screenshots of completed work, access credentials, or any verifiable evidence that the work was completed as described.

The buyer pays 7% on top of the agreed price. Sellers always receive the full amount. Example: €100 service = buyer pays €107, seller receives €100.

No. Holdy never holds or controls funds. All payments are processed by Stripe, regulated by the Central Bank of Ireland (EU) and the FCA (UK). Holdy coordinates and instructs Stripe when to release payment.

Any digital service: freelance design, web development, copywriting, video editing, social media content, software, and more. Currently online services only.