Your money stays in a secure vault until the seller delivers. Full refund if they don't. Buy online without the anxiety.
You paid upfront via bank transfer. Seller went offline. Your money is gone.
Bought sneakers, got replicas. Bought a service, got garbage. No refund, no recourse.
Paypal F&F, Tikkie, bank transfer. No buyer protection. Your bank won't help.
Holdy holds your payment until you confirm the seller delivered. Simple as that.
Your payment goes to a secure Stripe vault, not to the seller. They only get paid when you confirm delivery.
If the seller doesn't deliver or the goods aren't as described, you open a dispute. Holdy reviews and refunds you fully.
Apple Pay, credit card, iDEAL, Google Pay. Choose your preferred method — all secured by Stripe's enterprise infrastructure.
Every seller has a verified profile: completed deals, rating, dispute rate. Know who you're buying from before you pay.
The seller sends you a Holdy link. You see the deliverables, price, and seller trust info upfront.
Your money goes to Stripe's secure vault, not the seller. You get a confirmation email. Seller starts working.
Happy with what you got? Confirm — seller gets paid. Something wrong? Open a dispute and get your money back.
Transparent pricing, no hidden costs. The fee is added at checkout.
Up to €250: 8%
€250 – €1,000: 6.5%
€1,000 – €5,000: 5%