For Business Buyers

Protect every online payment.

For agencies, businesses, and other professional buyers. Pay online with delivery verification — your payment is held by Stripe until every item is delivered and confirmed.

The problem

Paying someone new shouldn't feel risky.

No guarantee of delivery

You pay upfront, hope the freelancer delivers. If they don't, getting your money back is a fight.

Vague scope, unclear expectations

Without a locked deliverables list, "what was agreed" becomes a matter of interpretation after payment.

Bank transfers are irreversible

Once you transfer to someone's IBAN, the money is gone. No chargeback, no protection, no proof.

Disputes go nowhere

Without a neutral system, disagreements become email threads that drag on for weeks.

The solution

Pay with confidence. Always.

Your payment is held by Stripe until every item on the list is delivered and accepted. Rules run the deal, no reviewers.

Funds held by Stripe

Your payment is held by Stripe (a licensed payment processor), not by the seller or by Holdy. The seller is paid when you confirm delivery.

Rule-based outcomes

If the seller misses the deadline or an item gets rejected twice, Stripe refunds you automatically. No dispute form, no human decision, no waiting.

Pay how you want

Apple Pay, credit card, iDEAL, Google Pay. Choose your preferred method, all secured by Stripe's enterprise infrastructure.

See seller trust signals

Every seller has a verified profile: completed deals, rating, and history. Know who you're buying from before you pay.

How it works

Protected in three steps.

1

Open the payment link

The seller sends you a Holdy link. You see the deliverables, price, and seller trust info upfront.

2

Pay via Stripe

Your payment is held by Stripe, not the seller. You get a confirmation email and the seller starts working.

3

Accept, revise, or reject

Accept each item and seller gets paid. Request a revision (if rounds remain). Reject a specific item as missing. Two rejections on that item trigger an automatic refund.

Pricing

A small fee for total peace of mind.

Transparent pricing, no hidden costs. The seller decides who pays. By default, they cover it themselves.

5-8% /deal

Up to €250: 8%

€250 – €1,000: 6.5%

€1,000 – €5,000: 5%

For deals in GBP or USD, the EUR-equivalent at deal creation determines the tier.

What's protected

Online work, protected.

For freelance projects, digital services, and creative work. Specific deliverables, clear deadlines, rule-based outcomes.

Freelance work

Digital services

Design & creative

Consulting

Stop hoping. Start protecting.

Your next online purchase, fully protected.

Start your first deal