How It Works

Three steps to a safe deal.

Create a Commit Link, share it with your client, get paid when the work is delivered. No contracts, no chasing.

Three steps

From deal to payout in three steps.

Create, get paid, deliver. That's it.

1

Create a Commit Link

Set title, price, deliverables and deadline. Choose who pays the fee. Share the link with your client in 30 seconds.

2

Client pays via Stripe

Card, iDEAL, or Apple Pay. Funds are held by Stripe until the work is approved. Scope locks the moment payment clears.

3

Deliver and get paid

Upload work per deliverable. Buyer approves or auto-accepts after 7 days. Payout lands in your bank in 1-2 business days.

If something goes wrong

Rules run the deal. No judgment calls.

No one at Holdy decides who wins. Four outcomes, each triggered automatically.

1

Settled: seller paid

Buyer accepts every item on the list, or stays silent for 7 days after all items are covered. Payment releases automatically via Stripe.

2

Refunded: deadline missed

The deal deadline passes with any item still uncovered. Buyer gets an automatic refund (minus the non-refundable platform fee). No action needed.

3

Refunded: two-strike cap

Buyer rejects a specific item twice. Seller gets one final re-upload. If rejected again, Stripe refunds the buyer automatically.

4

Revisions don't count as strikes

If the seller offered revision rounds, the buyer can request changes within the original deliverable description. Scope creep can be flagged.

Rejections must point to a specific missing item, not "quality" or "not what I wanted". For quality disputes: your bank's chargeback or a certified ADR entity. Full policy →

Why this matters

Trust, without the trust falls.

For buyers

You never have to wonder if the seller is legit. Your money is protected until YOU say so. If something goes wrong, you get a refund. Period.

Learn more →

For sellers

No more Net-30. No more ghosting clients. No more chasing invoices. The money is already there when you start working, you just have to deliver.

Learn more →

Start in 30 seconds.

No credit card needed. No commitment. Just safer payments.

Start your first deal