Selling a SaaS micro-app, a domain, or a Shopify store? Buyer rotates credentials and verifies metrics before funds release. Seller protected against chargebacks. 7-day inspection window.
Holdy supports transfers only where the underlying platform's terms allow it (e.g. SaaS account ownership transfers, domain transfers). Both parties are responsible for checking the platform's ToS before listing.
Every asset on the listing, Stripe account, repo, domain, customer list, becomes a hashed deliverable line. The buyer must accept every item before Stripe releases. No "I never got the analytics export" disputes.
Commit Link
CL-7214 · Funded
Seller
Jonas Verhoef · indie founder
Buyer
Marcus Chen · Vector Labs Ltd
Asset bundle
Boltly · niche analytics micro-SaaS
Inspection
7 days
Handover
30 days
Fee mode
Split 50/50
Auto-settle
After 7d
Deal value
€42,000
Held by Stripe
✓ Confirmed
You paid, got the login, started onboarding customers. On day three the seller hits "forgot password" with the old recovery email, locks you out and disappears with both your money and the asset.
Holdy fix: rotating email + password + 2FA is a hashed deliverable. Funds don't release until the buyer confirms ownership transfer is complete and irreversible.
Listing said £1,840 MRR. After login you see the actual subscribed seats, count failed renewals, and find 30% of customers are €1 grandfathered legacy users. You overpaid, but the seller is "happy to discuss after the wire clears."
Holdy fix: 7-day inspection window. You hold the Stripe dashboard for a week before accepting. Numbers off? File a dispute, funds stay frozen.
You transferred everything cleanly. Six weeks later your bank claws back €18k, the buyer told their card issuer it was "fraudulent" and you have no acceptance trail to defend with.
Holdy fix: the buyer signs an acceptance event in Stripe. Funds land in your account only after this. Chargeback risk drops to near-zero, and if it happens, Holdy has the signed evidence trail.
Deal size
€38,500
MRR transferred
€1,640
Settle time
11 days
Holdy fee
€1,925
A niche B2B analytics SaaS (€1,640 MRR, 84 paying seats) sold to a portfolio buyer. Commit Link locked: Stripe account transfer + repo + domain + 30-day handover. Funded day 0, credentials rotated day 2, inspection cleared day 11 after buyer verified MRR matched listing. Split fee (€963 each side, seller netted €37,537). No bank claw-back, no escrow lawyer fees.
| Direct wire | Escrow.com | Holdy | |
|---|---|---|---|
| Funds held until access verified | No | Yes | Yes, Stripe-held |
| Credentials hashed at funding | No | No | Yes, SHA-256 |
| Onboarding speed | Same day | 3–10 days KYC | ~30 min Stripe |
| Chargeback risk | High | Low | Near-zero (signed accept) |
| Fee | Bank wire fees | ~3.25% + min $25 | 5–8% (splittable) |
Holdy does not facilitate transfers of accounts on platforms whose terms prohibit account sales (e.g. most major social networks). Always check the platform's ToS before listing.
Buyer rotates credentials and verifies metrics before Stripe releases funds. Zero chargeback exposure. Move €40k SaaS deals as safely as a €40 invoice.
Start your first transferFirst deal free · Powered by Stripe · 7-day inspection on every transfer
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